These pointers can help you keep your personal information and credit card details safe when buying or banking online.

• Don’t give out your login information to anyone. It is a big no-no to share usernames, passwords, secret codes, and PINs, especially if you use your accounts for online shopping and banking. The chance of having unauthorised parties acquire illegal access to your financial information, online shopping carts, and credit card details increases when you engage in such a behaviour.

It’s for this reason that we’d like you to keep all of this to yourself. You should also make sure that your internet accounts, such as e-mails and social media accounts are logged out so that no one can access them without your permission.

It’s important to check out a website’s security features before you share any personal information. When applying for online loans and filling out paperwork to process and finish transactions, this is particularly true. It’s important to keep in mind that not all websites these days have high-quality security measures in place to guard against hackers and the harmful software they deploy to monitor your online activities.

So before submitting forms, make sure to search for these three common markers of online security: the code https in the URL bar, the padlock emblem in the URL bar or at the bottom of the homepage, and the logo of companies that offer accreditation for online security, such as VeriSign.

Avoid utilising public computers for online transactions. Keep in mind that computers in public places are vulnerable to hacker attacks. This is because the firewalls and anti-virus/malware programmes on these PCs tend to be weak and obsolete.

This is why we recommend that you only use your home computer for doing your online banking and shopping.

It’s important to keep all of your installed software up to current at all times. Anti-virus, anti-spy, anti-malware, and other security software on your home computer should be updated on a regular basis. They are your first line of defence against the most common dangers to your online security.

Remember that free online antivirus software only provides bare-bones security against dangerous software. As a result, purchasing and installing licenced software is still the best option for ensuring maximum security.

Ensure that you only access the websites of banks, lending institutions, and other reputable online merchants. For this reason, a large number have state-of-the-art security measures in place to protect online customers and the information they exchange or transfer over the internet. These services can actually ensure the highest level of consumer security and anonymity, especially when making transactions over the internet.

When making an online purchase or reserving travel arrangements, always sure to use only safe payment methods. Many credit card programmes have limited liability rights that can assist shield you against unauthorised or fraudulent charges, so you can use your credit cards to pay for your purchases and expenses. It’s also possible to pay for your purchases from a shopping site utilising secure payment methods like PayPal or electronic money transfers.